About 22. 3% of people with student loans in Texas are now in default, meaning they're nine months or more behind on their payments, the Associated Press found in a nationwide analysis.

Around 9. 5 million U.S. student-loan borrowers, or more than 1 in 5, are in default, and many of those fell behind on payments as a pandemic-era federal waiver on student loan payments came to an end, the news service found.

The U.S. hit its previous record of 8 million borrowers in default during December 2019.