(Feature Impact) When you're picturing retirement, it's more fun to imagine yourself on a sandy beach than filling out insurance paperwork.

However, with 4. 1 million Americans reaching retirement age this year - including many retiring earlier than expected - it's important to be proactive and informed about your options for dental and vision coverage and care.

"With nearly 7 in 10 adults over 65 having gum disease, oral health issues don't wait for a convenient time to show up," said Dr. Jason Grinter, vice president of dental science and network strategy at Delta Dental of Illinois.