(InvestigateTV) - Summer vacations, camps and outings can add up quickly on credit cards, and with holiday shopping season approaching, some families may be looking for a way to catch up before the bills grow further.

Leslie Tayne, a debt relief attorney, said anyone who spent more than planned over the summer should not dwell on it, but should start addressing it now.

She recommends a "September reset" of the household budget as the first step.